Terms of Service

1. Acceptance of TermsBy accessing or using Lumina’s platform, APIs, and associated services, you agree to be bound by these Terms of Service.2. Service Access & AccountsYou are responsible for maintaining the security of your account credentials and API keys. Lumina is not liable for unauthorized access resulting from credential exposure.3. Subscription & BillingPaid plans are billed in advance on a monthly or annual basis. You may cancel your subscription at any time via your account billing settings.4. Data Ownership & PrivacyYou retain all rights, title, and interest in your data. Lumina processes data solely to provide and improve services in compliance with our Privacy Policy.5. Limitation of LiabilityLumina provides services on an ‘as is’ and ‘as available’ basis with SLA commitments outlined in Enterprise service agreements.